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Having a credit card that matches your lifestyle and budget is a key part of a healthy financial strategy. And sometimes having two is a great way to maximize the rewards you get from both.
That’s the case with the Chase Sapphire Preferred® Card and the Chase Freedom Unlimited®. When combined, those two cards — the first a travel rewards card with a $95 annual fee, the second a cash back card with no fee — can help you unlock free travel faster.
That’s because they earn rewards at elevated rates in different categories, and also because you can turn the cash back into points, which have a higher value when redeemed for travel. But that’s only possible if you have both cards.
If you pair credit cards, make sure they earn elevated rewards in different categories, so you can really maximize your earnings.
These two cards together are arguably the perfect combination for beginners in the world of travel rewards, especially those without debt and who have some level of confidence using travel rewards credit cards responsibly. Using both of these cards strategically on many of your normal purchases can help you earn more points — that you can later redeem for free flights and hotels — than you would with one card. (You’ll pay just taxes and fees on award travel.)
Let’s take a closer look.
How the Chase Sapphire Preferred and Chase Freedom Unlimited Work Together
The Chase Sapphire Preferred and Chase Freedom Unlimited cards are two of our favorite beginner-level credit cards. They offer different perks and benefits that can be beneficial for the right cardholder.
Chase Sapphire Preferred: Quick Look
The Chase Sapphire Preferred is a $95 annual fee travel rewards credit card. It earns 2 Ultimate…